Sept. 18, 2013

USDA Home Loans in West Atlanta and West Georgia

USDA Home Loans in West Atlanta and West Georgia

Are you in the market for a new home in the West Atlanta Area?  Many people of familiar with the FHA loan that requires a minimum of 3.5% down but did you know what your loan options are?  Depending on the location of the home you find and want to purchase, you may want to check out the USDA Home Loan program.USDA Home Loan

Why USDA?  Yes, the same folks that stamp your meat at the grocery store has a divison that loans funds for rural development such as home purchases to name one.  The catch is that is the home must be in the specified area to be eligible and there are income limits that you can't go over.

So what are the benefits to the USDA home loan program?  Here it is in a nutshell.

  • You can go through a traditionl lender that participates with the USDA home loan program.
  • No Down Payment required, so 100% financing.
  • The is a Guarantee fee that can be put into the loan.
  • It is a 30 year loan product with competitive interest rates.
  • The typical ratios are 29% for home loan and 41% for overall debts.
  • Typical closing costs can be rolled into the loan if borrower likes.
  • Borrower to apply with participating lender of their choice.
  • Loan program is not just for first time buyers.

Have a property to verify USDA Eligiblilty click below

Click here for the USDA Web Site Property Verification

 

 USDA Eligiblity Map

Usda Eligibilty Map

June 7, 2013

Water Front Homes in Fairfield Plantation

 
PRICE REDUCED!
 
Lake Living 45 Minutes From Atlanta
Schedule a Showing
Search Fairfield Plantation Lake Homes
Villa Rica Foreclosures
Dallas Foreclosures
Hiram Foreclosures
Austell Foreclosures
Carrollton Foreclosures
Powder Springs Foreclosures
Douglasville Foreclosures
 
See Property Details
 
Call 770-294-9976 for more information
on this or any other property.
 
 
QR Code
Visit Property Website
 
 
 
Courtesy:
Chip Hurst
Email Me Now
770-294-9976
2389 Battle Drive
Villa Rica, GA 30180
Bedrooms: 4
Bathrooms: 3 full
List Price: $Get Current Price
Living Area Approx: 3194
 










 
 
Have questions? Ask me.
Equal Housing Opportunity

May 9, 2013

Fairfield Plantation Lake Home For Sale

 
JUST LISTED
 
Lake Living 45 Minutes From Atlanta
Schedule a Showing
Search Fairfield Plantation Lake Homes
Oak Mountain Homes For Sale
Fairfield Plantation Homes For Sale
Villa Rica Foreclosures
Douglasville Foreclosures
What is Your Home Worth?
Homes Close to Where You Work
 
See Property Details
 
Call 770-294-9976 for more information
on this or any other property.
 
 
QR Code
Visit Property Website
 
 
 
Courtesy:
Chip Hurst
Email Me Now
770-294-9976
2389 Battle Drive
Villa Rica, GA 30180
Bedrooms: 3
Bathrooms: 3 full
List Price: $Get Current Price
Living Area Approx: 3194
 










 
 
Have questions? Ask me.
   

 

 

 

 
Equal Housing Opportunity

April 10, 2013

Villa Rica Foreclosures

These bank owned home are moving fast with first time home buyers and investors a like trying to get in these great deals.  With the pace of foreclosure slowing down a but from a couple of years ago, prospective buyers are waiting to pounce on the right property.  Here below you will find the 5 lastest foreclosures to hit the mls.  Feel free to sign up and save your searches and get properties emailed to you as soon as they are listed.

   

$109,344

910 Elderberry Ln, Villa Rica

Traditional Two Story Home in Swim/ Tennis Neighborhood. Large Rooms, Open Floor Plan. Kitchen with work island, and view to Family Room. Hardwood Flooring, Full Unfinis...

  • Beds 3
  • Baths 2.5
  • MLS 07079346

2044 Club Bay Dr, Villa Rica GA 30180

$79,900

2044 Club Bay Dr, Villa Rica

Traditional 2 Story Home located in Swim Community. This neighborhood has a small lake with playground and in ground pool. Nice Outdoor Space. Home has Covered Porch, in...

  • Beds 3
  • Baths 2.5
  • MLS 07033841

809 Regency Ct, Villa Rica GA 30180

$64,900

809 Regency Ct, Villa Rica

Cute starter home has laminate hardwood floors and fireplace in the living room. The master bath has a jetted tub. Fenced back yard and outbuilding for storage. 3 BR, ...

  • Beds 3
  • Baths 2.0
  • MLS 07077256

142 Chadwick Pl, Villa Rica GA 30180

$134,900

142 Chadwick Pl, Villa Rica

First buyer walked!!!! Now's your chance to own this beautiful two story traditional home sits on a full unfinished basement & offers plenty of room for entertaining! Loc...

  • Beds 3
  • Baths 2.5
  • MLS 07037316

123 Harlan Lane Rd, Villa Rica GA 30180

$15,500

123 Harlan Lane Rd, Villa Rica

Great investment!!!! Bank owned 2bd/1ba ranch on a large level lot. Open eat in kitchen, large living room with hardwood floors, covered front porch, vinyl siding & metal...

  • Beds 2
  • Baths 1.0
  • MLS 07076249

April 4, 2013

How much should I bid on a HUD Home

As the  first quarter of 2103 comes to a close, I will show you some real stats on what HUD and other similar homes are selling for on the market.

Many bidders beleive they can come in a swoop up one of these at a huge discount.  A couple of years back that may have been the case.  We were seeing some nice discounts given expecially for homes that sat on the market for a while.  Times have changed in the last year with the shortage of housing inventory.

So what should you bid on a one of these types of homes?  Sure they offer a lot of incentives to purchase but what I am seeing out there now is that these homes are going over bid price and sometimes a lot more over. Below you will find listing data pulled from the local Georgia MLS of government owned homes from first quarter 2013.  You can see that most of the homes sold at list price or above.

Keep this in mind when preparing your bid. 

1. Don't get emotional and just bid to bid, really want that home.
2. Discuss if you are willing to go over the list price with your realtor.
3. Check with your lender to make sure you qualify for the amount of the purchase before bidding.
4. Check with your lender on how much closing costs will be covered and if you will have to make up any difference.

The spreadsheet below shows actual sold properties and their list and their sold price.  Compare if they sale over list or below.

 hud type homes douglas and carroll county sold in first qtr 2013

Hi, I work with buyers and sellers in the West Atlanta area.  I can show and place your bid on any HUD property listed at Hudhomestore.com.

You can reach me at 770-294-9976 or Hurst.chip@gmail.com

I look forward to helping you.

Chip Hurst
Maximum One Realty
770-294-9976

April 3, 2013

Fairfield Plantation HUD Home For Sale

 

Fairfield Plantation HUD Home - Bidding ends 4/12/13

 
 
Just Listed
 
 

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Chip Hurst

Maximum One Realty Greater Atlanta

770-294-9976

Questions?
Schedule a Showing!

 
 

5275 Crockett Ct

Villa Rica, GA 30180

Bedrooms: 3

Bathrooms : 3 (3 full)

List Price: $112,000

Living Area Approx : 1636

 
 

Feature List:

Lot Size: 0

Parking: Garage

 
 
 

 
 
L2L


April 3, 2013

Villa Rica HUD Home Brookside Subdivsion

 

Villa Rica New Listing*** HUD *** $100 Down pmt *** Brookside Subdivision

 
 
Just Listed
 
 

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Chip Hurst

Maximum One Realty Greater Atlanta

770-294-9976

Questions?
Schedule a Showing!

 
 

70 Brookside Ct

Villa Rica, GA 30180

Bedrooms: 3

Bathrooms : 2 (2 full)

List Price: $72,000

Living Area Approx : 1326

 
 

Feature List:

Lot Size: 0

Parking: Garage

 
 
 

 
 
L2L


April 3, 2013

9545 Lakeview Court, Douglasville, GA***HUD HOME FOR SALE

 

You Gotta Act FAST! - HUD HOME FOR SALE

 
 
Just Listed
 
 

Profile Image

Chip Hurst

Maximum One Realty Greater Atlanta

770-294-9976

Questions?
Schedule a Showing!

 
 

9545 Lakeview Court

Douglasville, GA 30135

Bedrooms: 3

Bathrooms : 2 (2 full)

List Price: $116,000

Living Area Approx : 1943

 
 

Feature List:

Lot Size: 0

Parking: Garage

 
 
 

 
 
L2L


April 3, 2013

4000 ROBINDALE DR DOUGLASVILLE, GA *** HUD HOME

 

WOW***DOUGLASVILLE HUD HOME *** $100 DWN OPTION

 
 
Just Listed
 
 

Profile Image

Chip Hurst

Maximum One Realty Greater Atlanta

770-294-9976

Questions?
Schedule a Showing!

 
 

4000 Robindale Dr

Douglasville, GA 30135

Bedrooms: 3

Bathrooms : 2 (2 full)

List Price: $125,000

Living Area Approx : 1709

 
 

Feature List:

Lot Size: 0

Parking: Garage

 
 
 

 
 
L2L


April 3, 2013

199 Monarch Way Hiram, GA 30141 *** HUD HOME FOR SALE***

 

Beauty and Location West Atlanta *** HUD HOME***

 
 
Just Listed
 
 

Profile Image

Chip Hurst

Maximum One Realty Greater Atlanta

770-294-9976

Questions?
Schedule a Showing!

 
 

199 Monarch Way

Hiram, GA 30141

Bedrooms: 5

Bathrooms : 4 (4 full)

List Price: $112,000

Living Area Approx : 3358

 
 

Feature List:

Lot Size: 0

Parking: Garage

 
 
 

 
 
L2L