April 30, 2024

New Home Listing Fairfield Plantation

1298 Heritage Dr Villa Rica, Ga 30180 Home For Sale

Sept. 21, 2023

Fairfield Plantation 2023 Annual Election Results

Fairfield Plantation 2023 Annual Election Results



Election Results
49th Annual Meeting Election Results
We would like to congratulate the winners of the 49th Annual Election:
Arnold Joseph, Brooks Marsh, & Sherri Russell.

Final Vote Tally:

Dennis Brown-157
Arnold Joseph-175
Brooks Marsh-208
Sherri Russell-232
John Congleton-2
Melissa Payne-2
Donald Duck-1

May 8, 2023

New Lake Home Listing Fairfield Plantation at 1209 Monticello Dr Villa Rica Ga

Ready for Lake Living within an hour of Atlanta?  Fairfield Plantation offers a gated community, a 300 acre Fish and Ski lake, 18 hole golf course, swim and tennis, pickleball, basketball courts, walking trails, rec center, clubhouse, marina, two restauraLake Tara Villa Ricants, one at the golf club house and one at the marina, and ongoing community activitues.  Take a look at this detailed tour and let's a schedule a showing. 770-294-9976

Tour This Home  = http://bit.ly/3LGEu1o



Fairfield Plantation Lake Home

Chip Hurst, Heritage Oaks Realty 770-294-9976


April 20, 2023

Home Inspection Vs Appraisal

We get this question a lot as Realtors. The bank will inspect the house so we should be good, right?  Well not exactly. We always recommend hiring a private home inspector that will evaluate the home's systems and conditions and provide a report to review within the due diligence period. This will allow you to assess any problems or cost involved to repair and or negotiate with the seller of these items and in some instances require you to terminate the contract within the due diligence period.  While the bank will order an appraisal on the property, the appraiser will not look in detail of the condition like a private home inspector will. If you would like a referral to a local home inspector in the West Atlanta area, please reach out! 


What’s the Difference Between a Home Inspection and an Appraisal?

If you’re planning to buy a home, an inspection is an important step in the process. It assesses the condition of the home before you finalize the transaction. It’s also a different step in the process from an appraisal, which is a professional evaluation of the market value of the home you’d like to buy. In most cases, an appraisal is ordered by the lender to confirm or verify the value of the home prior to lending a buyer money for the purchase. Here’s the breakdown of each one and why they’re both important when buying a home.

Home Inspection

Here’s the key difference between an inspection and an appraisal. Bankrate says:

“In short, while an appraisal helps you understand a home’s value, inspections help you understand a home’s condition.”

The home inspection is a way to determine the current state, safety, and condition of the home before you finalize the sale. If anything is questionable in the inspection process – like the age of the roof, the state of the HVAC system, or just about anything else – you as a buyer have the option to discuss and negotiate any potential issues or repairs with the seller before the transaction is final. Your real estate agent is a key expert to help you through this part of the process.

Home Appraisal

The National Association of Realtors (NAR) explains:

A home purchase is typically the largest investment someone will make. Protect yourself by getting your investment appraised! An appraiser will observe the property, analyze the data, and report their findings to their client. For the typical home purchase transaction, the lender usually orders the appraisal to assist in the lender’s decision to provide funds for a mortgage.”

When you apply for a mortgage, an unbiased appraisal (which is required by the lender) is the best way to confirm the value of the home based on the sale price. Regardless of what you’re willing to pay for a house, if you’ll be using a mortgage to fund your purchase, the appraisal will help make sure the bank doesn’t loan you more than what the home is worth.

This is especially critical in today’s sellers’ market where low inventory is driving an increase in bidding wars, which can push home prices upward. When sellers are in a strong position like this, they tend to believe they can set whatever price they want for their house under the assumption that competing buyers will be willing to pay more.

However, the lender will only allow the buyer to borrow based on the value of the home. This is what helps keep home prices in check. If there’s ever any confusion or discrepancy between the appraisal and the sale price, your trusted real estate professional will help you navigate any additional negotiations in the buying process.

Bottom Line

The inspection and the appraisal are critical steps when buying a home, and you don’t need to manage them by yourself. Let’s connect today so you have the expert guidance you need to navigate the entire homebuying process.

March 23, 2023

Villa Rica Home Prices for 2023

What’s Ahead for Home Prices in 2023

Over the past year, home prices have been a widely debated topic. Some have said we’ll see a massive drop in prices and that this could be a repeat of 2008 – which hasn’t happened. Others have forecasted a real estate market that could see slight appreciation or depreciation depending on the area of the country. And as we get closer to the spring real estate market, experts are continuing to forecast what they believe will happen with home prices this year and beyond.

Selma Hepp, Chief Economist at CoreLogic, says:

While 2023 kicked off on a more optimistic note for the U.S. housing market, recent mortgage rate volatility highlights how much uncertainty remains. Nevertheless, the continued shortage of for-sale homes is likely to keep price declines modest, which are projected to top out at 3% peak to trough.”

Additionally, every quarter, Pulsenomics surveys a panel of over 100 economists, investment strategists, and housing market analysts regarding their five-year expectations for future home prices in the United States. Here’s what they said most recently:

So, given this information and what experts are saying about home prices, the question you might be asking is: should I buy a home this spring? Here are three reasons you should consider making a move:

  1. Buying a home helps you escape the cycle of rising rents. Over the past several decades, the median price of rent has risen consistently. The bottom line is, rent is going up.
  2. Homeownership is a hedge against inflation. A key advantage of homeownership is that it’s one of the best hedges against inflation. When you buy a home with a fixed-rate mortgage, you secure your housing payment, so it won’t go up like it would if you rent.
  3. Homeownership is a powerful wealth-building tool. The average net worth of a homeowner is $255,000 compared to $6,300 for a renter.

Experts are projecting slight price depreciation in the housing market this year, followed by steady appreciation. Given that, you may be wondering if you should move ahead with buying a home this spring. The decision to purchase a home is best made when you do it knowing all the facts and have an expert on your side.

Bottom Line

Let’s connect so you can make the most informed decision about your next move.

March 19, 2021

Should you renovate your home?

I get a lot of questions on what to fix or repair before listing a home. Here is some great insight on what is important when selling in 2021. 


To Renovate or Not To Renovate Before You Sell

To Renovate or Not To Renovate Before You Sell | MyKCM

When thinking about selling, homeowners often feel they need to get their house ready with some remodeling to make it more appealing to buyers. However, with so many buyers competing for available homes right now, renovations may not be as vital as they would be in a more normal market. Here are two things to keep in mind if you’re thinking of selling this season.

1. There aren’t enough homes for sale right now.

A normal market has a 6-month supply of houses for sale, but today’s housing inventory sits far below that benchmark. According to the National Association of Realtors (NAR), there’s only a 1.9-month supply of homes available today. As a result, buyer competition is high and homes are only on the market for about 21 days, during which time many receive multiple offers from hopeful buyers.

In a competitive market that’s moving so quickly, it makes sense to sell your house when buyers are scooping homes up as fast as they’re being listed. Spending costly time and money on renovations before you sell might just mean you’ll miss your key window of opportunity. While certain repairs on your house may be important, your best move right now is to work with a real estate advisor to determine which improvements are truly necessary, and which ones are not likely to be deal-breakers for buyers.

Today, many buyers are more willing to take on home improvement projects themselves in order to get the home they’re after, even if it means putting in a little extra work. Home Advisor explains:

When it comes to the number of home improvement projects completed, Gen Z homeowners are leading the pack, completing an average of 3.5 projects. Millennials closely follow Gen Z, taking on an average of 3.3 projects, followed by Gen X at 2.8 projects. Boomers completed an average of 2 projects, and the Silent Generation completed the fewest projects, on average, at 1.8 per household. Compared to 2019, millennials are spending 60% more on home improvement and doing on average 30% more projects.”

In this market, it may be wise to let future homeowners remodel the bathroom or the kitchen to make design decisions that are best for their specific taste and lifestyle. As a seller, your dollars and time might be better spent working on small cosmetic updates, like refreshing some paint and power washing the exterior. Instead of over-investing in your home with upgrades that the buyers may change anyway, work with a real estate professional to determine the key projects that will maximize your listing, without overdoing it.

2. Focus on getting a good return on your investment.

When planning any bigger projects to tackle, you and your real estate agent will want to discuss the potential return on your investment and if those projects are worth the cost. Some homes do need a kitchen or bathroom renovation, roof repairs, or other major work, but definitely not all of them. You might be surprised by how well your house could fair in today’s sellers’ market. Hanley Wood states:

“The 2020 Cost vs. Value report shows a predictable increase in costs for all 22 remodeling projects but a consistent dip in the perceived value of those projects at the time of home sale, as estimated by real-estate professionals in more than 100 metro areas across the U.S. This results in a slight downturn on the return on investment for nearly all projects relative to the trends we saw in last year’s report.”

Ideally, homeowners getting ready to move should try to avoid over-investing in big renovations if they won’t make that money back when they sell their house. According to the 2020 State of Home Spending report from Home Advisor:

The average household spending on home services rose to $13,138, an increase over last year’s survey results, where homeowners who did projects spent $9,081 on average in 2019.”

Before you renovate, contact a local real estate professional to see if it’s the best course of action. You may find out that putting your house on the market as-is will help you sell quickly, and it may result in the best return on your investment. Every home is different, but a conversation with your agent is mission-critical to make sure you make the right moves when selling this season.

Bottom Line

We’re in a strong sellers’ market, and that means you have the leverage to sell your house on your terms. Let’s connect today to determine if renovating is really the best way to spend your time and money before you sell.

Sept. 18, 2013

USDA Home Loans in West Atlanta and West Georgia

USDA Home Loans in West Atlanta and West Georgia

Are you in the market for a new home in the West Atlanta Area?  Many people of familiar with the FHA loan that requires a minimum of 3.5% down but did you know what your loan options are?  Depending on the location of the home you find and want to purchase, you may want to check out the USDA Home Loan program.USDA Home Loan

Why USDA?  Yes, the same folks that stamp your meat at the grocery store has a divison that loans funds for rural development such as home purchases to name one.  The catch is that is the home must be in the specified area to be eligible and there are income limits that you can't go over.

So what are the benefits to the USDA home loan program?  Here it is in a nutshell.

  • You can go through a traditionl lender that participates with the USDA home loan program.
  • No Down Payment required, so 100% financing.
  • The is a Guarantee fee that can be put into the loan.
  • It is a 30 year loan product with competitive interest rates.
  • The typical ratios are 29% for home loan and 41% for overall debts.
  • Typical closing costs can be rolled into the loan if borrower likes.
  • Borrower to apply with participating lender of their choice.
  • Loan program is not just for first time buyers.

Have a property to verify USDA Eligiblilty click below

Click here for the USDA Web Site Property Verification


 USDA Eligiblity Map

Usda Eligibilty Map

June 7, 2013

Water Front Homes in Fairfield Plantation

Lake Living 45 Minutes From Atlanta
Schedule a Showing
Search Fairfield Plantation Lake Homes
Villa Rica Foreclosures
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Chip Hurst
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2389 Battle Drive
Villa Rica, GA 30180
Bedrooms: 4
Bathrooms: 3 full
List Price: $Get Current Price
Living Area Approx: 3194

Have questions? Ask me.
Equal Housing Opportunity

May 9, 2013

Fairfield Plantation Lake Home For Sale

Lake Living 45 Minutes From Atlanta
Schedule a Showing
Search Fairfield Plantation Lake Homes
Oak Mountain Homes For Sale
Fairfield Plantation Homes For Sale
Villa Rica Foreclosures
Douglasville Foreclosures
What is Your Home Worth?
Homes Close to Where You Work
See Property Details
Call 770-294-9976 for more information
on this or any other property.
QR Code
Visit Property Website
Chip Hurst
Email Me Now
2389 Battle Drive
Villa Rica, GA 30180
Bedrooms: 3
Bathrooms: 3 full
List Price: $Get Current Price
Living Area Approx: 3194

Have questions? Ask me.




Equal Housing Opportunity

April 10, 2013

Villa Rica Foreclosures

These bank owned home are moving fast with first time home buyers and investors a like trying to get in these great deals.  With the pace of foreclosure slowing down a but from a couple of years ago, prospective buyers are waiting to pounce on the right property.  Here below you will find the 5 lastest foreclosures to hit the mls.  Feel free to sign up and save your searches and get properties emailed to you as soon as they are listed.



910 Elderberry Ln, Villa Rica

Traditional Two Story Home in Swim/ Tennis Neighborhood. Large Rooms, Open Floor Plan. Kitchen with work island, and view to Family Room. Hardwood Flooring, Full Unfinis...

  • Beds 3
  • Baths 2.5
  • MLS 07079346

2044 Club Bay Dr, Villa Rica GA 30180


2044 Club Bay Dr, Villa Rica

Traditional 2 Story Home located in Swim Community. This neighborhood has a small lake with playground and in ground pool. Nice Outdoor Space. Home has Covered Porch, in...

  • Beds 3
  • Baths 2.5
  • MLS 07033841

809 Regency Ct, Villa Rica GA 30180


809 Regency Ct, Villa Rica

Cute starter home has laminate hardwood floors and fireplace in the living room. The master bath has a jetted tub. Fenced back yard and outbuilding for storage. 3 BR, ...

  • Beds 3
  • Baths 2.0
  • MLS 07077256

142 Chadwick Pl, Villa Rica GA 30180


142 Chadwick Pl, Villa Rica

First buyer walked!!!! Now's your chance to own this beautiful two story traditional home sits on a full unfinished basement & offers plenty of room for entertaining! Loc...

  • Beds 3
  • Baths 2.5
  • MLS 07037316

123 Harlan Lane Rd, Villa Rica GA 30180


123 Harlan Lane Rd, Villa Rica

Great investment!!!! Bank owned 2bd/1ba ranch on a large level lot. Open eat in kitchen, large living room with hardwood floors, covered front porch, vinyl siding & metal...

  • Beds 2
  • Baths 1.0
  • MLS 07076249